Monkey Business
Have you ever wondered what kinds of lunacy comes to insurance companies in the form of insurance claims? People do some ridiculous things for insurance money. Sometimes the claims are truly cases of accidents or life getting to the best of them, and sometimes the claims have something darker looming in the background.
Here are the most ridiculous insurance claims ever submitted! 
A couple who was vacationing in Malasia took their clothes off when the went swimming, and then had their clothes stolen and scattered around by a group of thieving monkeys. They reluctantly reported the incident to their insurance company who agreed to cover their losses.
Isabel Parker's Slip and Fall
For about 7 years between 1993 and 2000, Isabel Parker pretended to slip and fall in several different locations including grocery stores and gas stations. She purposefully slipped 49 times, and then filed insurance claims worth millions of dollars.
Unfortunately for her, the insurance company didn’t fall for it, obviously because they were able to look into each of her absurd claims and see on camera how ridiculous her accusations were.
Marc Thompson's Arson
Marc Thompson burned down his house while his 90-year-old mother was still inside sleeping. He tried to then collect almost a million dollars of insurance.
He is now serving several life sentences in jail after a simple investigation discovered the intentional arson.
The Cowlick
A couple vacationing in France filed for an insurance claim after the paint on their car got licked by off by a herd of cows. In all fairness, this is the type of situation where an insurance company comes in handy.
The insurance company did, in fact, cover the cost of the car's touch-up.
Broken Nose, Broken Pride
A British tourist was visiting Athens when he ran into a bus shelter after spotting a group of beautiful women.
Despite his embarrassing mistake, the insurance company still covered the hospital bill for his broken nose and bruised ego.
Don't Drink And Drive
This is one of the most tragic claims to ever be submitted as Fortis insurance paid out a whopping $44 million to the families affected when Gary Hart fell asleep at the wheel and killed 10 people after operating a vehicle while inebriated.
Parachute Problems
A family on vacation in England were in for a surprise when a parachutist landed on their equipment destroying most of it. The insurance company wouldn’t pay the damages but they lost a very expensive camera setup in the process.
The one is definitely unique, kind of like being hit by lightning, but a parachute instead.
A Slippery Slope
The thing about snow sports is that they are so dangerous at high speeds but they are as fun and addicting as can be. Snow sports aren’t exactly known for being safe.
Maybe this is why every winter, insurers dish out over a $100 million in insurance claims. Snowboarding and skiing often result in a broken limb or two, so think twice before hitting those black diamonds before you're ready.
iPhone Issues
A farmer in Minnesota filed a claim on his iPhone when he lost it in the rear end of a cow when he was helping with calving in the middle of the night.
Mouse Soup
A Virginia woman filed a claim against Cracker Barrel when she said she found a mouse in her soup. Upon closer inspection by the restaurant, they determine that there was no cheese in the rodents lungs and therefore the mouse was not cooked with the food.
The woman is now in jail for attempted extortion.
Watch Out
A jeweler in London tried to file a claim when a customer brought him a 200-pound watch to fix.
He accidentally ended up returning him a 10,000-pound watch but the insurance company decided he was on his own.
Smoking
A clever lawyer bought a pack of cigars and had them insured against all sorts of catastrophes including floods, storms, and of course fire. A few months later he filed a claim saying his cigars had all disappeared in a series of “small fires”.
The insurance company correctly assumed that he had smoked them and told him to get lost. The judge, however, forced the insurance company to pay up because they didn’t specify the type or size of fire in the contract.
Wedding On Fire
When the bride’s dress caught on fire the future husband grabbed her and threw her into the Caribbean water.
Although the wedding didn’t really go as planned at least the insurance company was willing to dish out for the dress.
Merry Christmas!
An Indiana man driving home from Christmas shopping was behind a car with a Christmas tree attached to the roof when all of a sudden the tree slid off and came crashing through his windshield. The other driver sped off and the police ended up telling him he might as well keep the tree.
A free tree and a brand new windshield…not a bad Christmas.
Camel Door
A man on vacation in Australia put in a claim on his car after a wild camel supposedly kicked in the door.
The insurance company was understandably weary but after a video evidence was produced they forked over the cash.
Elevator Business
A safety training instructor was working with several trainees when the elevator they were using for demonstrations got stuck. Although the trainees got some real world experience they didn’t see it that way.
The insurance companies had to pay for the “mental anguish” they suffered as a result of being exposed to what they were training for.
Nokia Cake
A North Carolina woman somehow managed to accidentally bake her Nokia phone in her daughters birthday cake.
The insurance company declines to pay damages.
No Snow
A British woman that bought new skis to go skiing in the Alps and decided to try collecting on them after she arrived and realized there was no snow.
The insurance company refused to , ite her lack of foresight.
Head Pain
A woman in Sri Lanka was knocked out cold by a falling coconut as she sat reading under a palm tree. Apparently this incident isn’t uncommon and apparently ever year about 150 people are killed by falling coconuts.
The insurance company paid in full.
Loose Teeth
A man on an Alaskan cruise apparently lost his dentures overboard as he was surveying the ocean.
He filed a lost baggage claim with the insurance company but was denied.
Buried Camera
The children of a couple on vacation in Italy ended up burying their parent’s camera in the sand.
Fortunately, the insurance company didn’t bury their claim.
Titanic
A couple made a claim on their camera after they lost it over the side of cruise ship trying to film themselves recreating that scene in Titanic.
Headbutt
A claim was filed by a Virginia man stating that his windshield was head-butted by an angry deer on his way to work.
Unfortunately, evidence was lacking.
The Global Financial Crisis
Since the Great Depression of the 1930′s, the recent global financial crisis was by far the most financially devastating.
It led to insurance companies dishing out over $100 billion.